I Can't Live Without My ... Venmo

“My kids told me about the free app, Venmo. You can use it to send money via your cellphone to someone else. It’s a great way to split a check for a meal. One person pays and other guests can send them their share of the payment via text message! People are on the go and don’t feel like writing checks or logging into online banking to pay someone back. This is a secure and easy way to handle this task very quickly.”

—Linda Gibson, corporate marketing coordinator, a2z, Inc., Columbia, Maryland